Here we are 12 days until 2020.

Did you achieve your goals that you proclaimed waaaay back in January?  Me neither, although my goals were few, I’m a minimalist, I did follow through with the regimen of standing up after my feet touched the floor, drinking a glass of water, and going out for a mile walk to clear out the cobwebs.  I’ve started looking at investing in notes as a way to boost my IRA income.  If your having any luck with it I’d like to hear how you’re doing and how long you’ve been at it.  I’ve backed off of Crypto, so many hurdles to jump through to sign on to an exchange, passwords, time to cover the trades, security procedures, etc.  It’s more than I want to deal with, especially when you stop to consider how do you pass it on to your heirs if they haven’t a clue as to how to retrieve the asset after you “check out”.  Remember, succession planning is considered proper form to distribute your estate without a lot of “wailing and gnashing of teeth” plus a few curse words for good measure.  I don’t know your jurisdiction of residence, but a visit with an attorney that does “estate planning” can at least tell you if will need more than a will and a couple of trusts to provide for your family’s welfare and education.   Peace to all this Season of Giving, may God’s Blessings be on Your House Always.